Canada Student Visa: Requirements, Fees, Process & New Rules 2026
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Global Degrees
Canada is a preferred study destination for international students from all around the globe. The country’s universities are well recognized worldwide, and extensive post-study work schemes help graduates stay and seek work. Getting the right study permit is probably the most important step that you must take before you commence your studies. Changes in financial requirements, document revisions, and the introduction of extra-provincial requirements for 2026 mean that students must be very careful in their preparations to avoid delays or rejections. Responding to the latest changes will make your journey from receiving the offer to your arrival a lot easier.
For a Canada student visa, you will need to organise your academic transcripts, the evidence of your ability to support yourself financially, get a medical check-up, and have your biometrics taken within the required time limits. You should take into account fee structures, processing times, and compliance checks when planning well in advance of the university deadlines. Successful visa applications are greatly enhanced by thorough preparation, especially now, when extra attention is being paid to financial records. A lot of students prefer to get help in the form of step by step direction, so as to be able to get their papers, finances, and dates for starting study properly coordinated, and expert support from Global Degrees can make the whole procedure clear, and you can be confident of it.
Canada Student Visa - Quick Highlights
Before applying to study in Canada, it is crucial to understand the key aspects of the Canada student visa process, including eligibility criteria, costs, financial requirements, and timelines. The Canada student visa, also known as a study permit, is compulsory for international students who wish to attend courses with a duration of more than six months. As the government has introduced new guidelines on proof of financial means and changed the immigration policies that will apply from 2026, it is necessary for candidates to thoroughly prepare to meet all the conditions. A glance at the table below gives you the basic information without having to read the whole article.
| Particulars | Details |
| Visa Type | Study Permit |
| Country | Canada |
| Who Needs It | International students enrolled in programs longer than 6 months |
| Processing Authority | Immigration, Refugees and Citizenship Canada (IRCC) |
| Application Mode | Online through the IRCC portal |
| Average Processing Time | 4–12 weeks (varies by intake & application type) |
| Study Permit Fee | CAD 150 |
| Biometrics Fee | CAD 85 |
| Estimated Fees in INR | Approx. ₹14,000–₹15,000 (excluding medical & additional costs) |
| Minimum Bank Balance Requirement | Approx. CAD 22,895 + first-year tuition |
| Validity | Course duration + 90 days |
| Work Rights | Part-time during studies, full-time during scheduled breaks |
| Post-Study Option | Eligible for Post-Graduation Work Permit (PGWP) |
| Intake Seasons | Fall (Sept), Winter (Jan), Summer (May) |
What is a Student Visa for Canada?
A student visa for Canada is commonly referred to as a Study Permit, which, with international students, is the primary document that allows them to enrol at any Designated Learning Institutions in Canada for academic programs. Almost everyone refers to it as a “visa”; however, the study permit is the most crucial document that not only allows you to study for more than six months but also to stay in the country. Depending on their nationality, students coming to Canada may also need either a Temporary Resident Visa or an Electronic Travel Authorization to enter the country. While these travel documents are what give you permission to enter Canada, the study permit is what makes you a lawful student in Canada during your stay.
A study permit normally lasts the time you are in school, plus 90 days, giving you some time to plan for your exit or extend your stay or apply for a Post-Graduation Work Permit if you meet the criteria. The new requirements for 2026 include stricter financial proof requirements, the introduction of new living expense thresholds, and, in some cases, additional provincial documentation, among others. Applicants must carefully review the updated immigration rules to ensure they comply before lodging their application.
Canada Student Visa Requirements
First and foremost, you should be well familiar with the Canada student visa requirements 2026 if you are willing to apply. If your intention is to study in Canada for more than six months, a study permit is compulsory. Immigration officials are very strict in deciding who qualifies, and no one will be given the green light if their academic, financial, and compliance credentials do not meet the requirements. Here is a comprehensive list of the conditions you need to meet.
Academic Requirements
The first step is to obtain admission to a Designated Learning Institution (DLI) in Canada. Your visa application will be based primarily on your letter of acceptance. Besides confirming admission, applicants are also expected to demonstrate that they have maintained academic progress and are ready for higher studies.
Some of the major academic requirements are:
- Letter of Acceptance from a Designated Learning Institution (DLI)
- Academic transcripts, certificates, and mark sheets
- Evidence of English language proficiency, e.g., IELTS, PTE, or TOEFL
Language test results are mainly required for getting into the university and also serve as a positive factor in your visa application, as they attest to your readiness for academic work.
Financial Requirements
Financial proof forms one of the most fundamental parts of the application. It is essential that you provide evidence of sufficient funds to pay your tuition, cover your living expenses, and make the return journey. Immigration officials thoroughly check the genuineness and the origin of the funds.
Therefore, applicants will have to demonstrate:
- Receipt of the first installment of the tuition fee
- Guaranteed Investment Certificate (GIC), if any
- Documents from the sponsor or an affidavit of support
- Education loan sanction letter (if the study is funded through a loan)
- Latest bank statement or certificates of fixed deposits
Sometimes you might be asked by immigration authorities to provide a police clearance report, but it is not always required. A medical test and health certificate are compulsory to establish that you are fit by health to study in Canada. You may also be required to convince the visa officer of your intention to leave Canada after your studies during the application assessment or interview.
Minimum Bank Balance for Canada Student Visa
In 2026, it will be essential to meet the minimum bank balance for Canada student visa requirement. The latest financial update indicates that a student visa applicant to Canada must demonstrate funds of approximately CAD 22,895 to cover their stay, in addition to the tuition required for the first year. This sum may change slightly depending on official government updates and provincial requirements.
Proof of financial resources must show clearly:
- A living expense requirement of about CAD 22, 895
- Additional amount for the spouse or children, if any
- Acceptable documents, bank statements (last six months), GIC certificates, fixed deposits, or approved education loans
Minimum Bank Balance for Canada Student Visa (Outside Quebec):
| Person | Funds Required Annually (Excluding Tuition Fee) |
| Primary applicant | CAD 22,895 |
| With the first family member | CAD 28,502 |
| With 2 other members | CAD 35,040 |
Minimum Bank Balance for Canada Student Visa (In Quebec):
| Person | Funds Required Annually (Excluding Tuition Fee) |
| 1 person (under 18 years) | CAD 7,756 |
| 1 person (18 years or above) | CAD 15,508 |
| 2 persons (18 years or above) | CAD 22,745 |
| 2 persons (18 years or above) + 1 person (under 18 years) | CAD 25,479 |
| 2 persons (18 years or above) + 2 persons (under 18 years) | CAD 27,499 |
As financial documentation and fund confirmation have become stricter, many students are leaning towards hiring professional Study Abroad Consultants in Church Street, Bangalore to help them prepare their documentation perfectly, in line with the law and clearly structured. Proper preparation and honest financial reports greatly increase the chances of approval.
Documents Required for Your Canada Student Visa
In order to comply with the Canada student visa requirements, you have to submit your application along with the study permit documentation that is complete and accurate. Each paper is carefully verified by officers to confirm that the applicant is academically qualified, financially capable, in good health, and genuinely intends to comply with the visa rules. If you do not prepare properly, you may forget some documents, or your papers may be contradictory, increasing the risk of delay or refusal.
You will need:
- Letter of acceptance from a Designated Learning Institution (DLI)
- Valid passport or travel document
- Evidence that you have sufficient funds to support yourself and your family members who may be accompanying you during your stay in Canada
Also, you have to prove that you have enough money for:
- Tuition fees
- Living expenses for yourself and any dependents who are with you in Canada
- Return travel expenses for yourself and family members who accompany you
Besides financial proof, the applicants should also:
- Have good conduct and may be required to provide a police clearance certificate (which means you should have no serious criminal record)
- Be in good health and undergo a medical examination if necessary
The Canadian embassy or consulate may, in specific cases, require applicants to be present for an interview.
Financial Documents You May Have to Submit
Immigration authorities may request the following documents to establish your financial capacity:
- If you have transferred funds, documentation confirming that you have a Canadian bank account in your name
- Student or educational loan sanction letter from a recognized financial institution
- Recent bank statements (generally covering the last six months)
- A bank draft in a convertible currency
- Tuition and accommodation fee payment receipts
- A sponsorship letter from the person or organization that is sponsoring your education
- Evidence of scholarship funding or support from a Canadian-funded program, if applicable
Please consider these general document guidelines, and there may be a request for additional documents based on your profile. Most students prefer to receive detailed instructions from Study Abroad Consultants in Manikonda, Hyderabad to prepare their documents, meet immigration requirements, and stay in line with the latest immigration standards. Having the right documents will help you get your application approved and processed without delay.
How to Apply for a Canada Student Visa in 2026?
The Student Direct Stream (SDS) is no longer available to Indian applicants, so in 2026, applying for a Canada student visa means following the Regular Study Permit process. You will have to do everything online via the official IRCC portal. The following is an updated procedure that you can rely on.
Step 1: Secure Your Letter of Acceptance (LOA)
You need a Letter of Acceptance from a Designated Learning Institution (DLI) as the first step. This document is essential and the basis of your application.
Step 2: Obtain a Provincial Attestation Letter (PAL)
Most applicants nowadays have to obtain a Provincial Attestation Letter prior to filing their study permit application. Nevertheless, some postgraduate and PhD students attending eligible public institutions may be exempted depending on provincial regulations.
Step 3: Confirm Financial Eligibility
Students are required to demonstrate they have sufficient funds to cover their living expenses and first-year tuition. According to the new financial requirements, you should have at least CAD 22,895 in your account to cover living expenses only, excluding tuition fees.
Step 4: Complete Upfront Medical Examination
Make an appointment with an authorized panel physician to get the medical exam before you put in your application. Getting your medical done ahead of time can be one step forward to content processing times by the immigration office.
Step 5: Submit Your Online Application
Firstly, register an account on the official IRCC portal, and attach all the documents required, such as your LOA, proof of finances, passport, and medical records. At the moment of submission, pay the study permit and biometric fees that apply.
Step 6: Provide Biometrics
Following the submission, you will be sent a biometric instruction letter. Go to the nearest VFS Global centre to meet the requirements of fingerprinting and photographing.
Step 7: Track Application Status
Keep checking your secure IRCC account for messages, requests for more documents, and the final decision. A live tracker will help you respond immediately if additional information is needed.
Can You Apply Offline?
In 2026, the Canada student visa process will be mainly done through the IRCC online portal. As a matter of fact, paper applications are still allowed; however, they are highly restricted for Indian applicants, and exceptions are generally accepted only for documented disabilities or very specific travel document constraints. Submission via the internet is highly recommended, as it facilitates faster processing, real-time status tracking of the visa application, and quicker communication from the immigration authorities.
Given that the Canadian student visa process has now moved to stricter documentation checks, PAL verification, and more thorough financial scrutiny, it is very important to be really careful. Many students seek help from experts to ensure accuracy and compliance. With support from Global Degrees Study Abroad Consultants in Kerala, it is possible to organize paperwork more efficiently, make fewer mistakes, and increase the chances of approval.
Canada Student Visa New Rules Update 2026
Canada has made some 2026 changes to the Canada student visa process more stringent to control the number of students and enhance compliance. The minimum living cost requirement has also gone up, and the applicants must show very detailed proof of funds with a clear transaction history and their financial sources being verified. A Provincial Attestation Letter has become compulsory for most students even before they submit a study permit application.
The Student Direct Stream is now closed to Indians, thus leaving the regular study permit route as the only option. Immigration officers are now applying more scrutiny to academic progression, sponsor documents, and genuine student intention to cut down on refusals and delays.
Canada Student Visa Fees
It is quite important that you know the full details of Canada student visa fees, i.e., what the government charges are and what the extra service costs can be, before you apply. Your total payment will vary depending on whether you will need biometrics, medicals, work permits, or extensions later on. Payments are generally made through the official IRCC online portal, and applicants should keep the payment receipts as proof. In addition to government fees, Visa Application Centres may charge separate service fees that vary by location.
Below is a detailed breakdown of the applicable charges:
| Fee Type | Amount (CAD) | Canada student visa fees in Indian Rupees (INR) |
| Study permit application fee | 150 | 9,000 – 9,500 |
| Biometric fee | 85 | 5,000 – 5,500 |
| VAC service charge | – | 1,200 – 1,500 |
| Passport return (courier) | – | 500 – 700 |
| Co-op / Work permit fee (if applicable) | 100 | 6,000 – 6,500 |
| Study permit extension fee | 150 | 9,000 – 9,500 |
| Restoration of status fee | 350 | 21,000 – 22,000 |
| Immigration Medical Exam (IME) | – | 3,000 – 5,000 |
| Police Clearance Certificate (PCC) | – | 500 – 1,000 |
| Translation / Notarization (per page) | – | 500 – 1,000 |
*INR figures are only indicative and subject to change depending on the exchange rates and the service providers.
Study Permit Renewal
Students have to keep their study permits always valid when they are still attending an academic program. However, if the permit is going to expire before the course is completed, an extension must be filed in advance, preferably 30 days before the permit expiry. Most of the time, renewal applications are submitted online for quick processing.
If you are going to an international education, aside from tuition fees, visa application, renewal costs, and related service charges, you should also account for these in your budget. Students considering studying in Dubai or Canada should factor in both tuition and visa-related costs before making a decision.
Canada Student Visa Processing Time
The Canada student visa processing time is the time taken by immigration officers to review the application and make a decision on the study permit. In most cases, processing begins when you submit a complete online application, including biometrics and all required documents, and ends when the final decision is made. On average, the whole process may take about 6 weeks, though the waiting period may be longer if there is more work for immigration officers to handle, a peak season of entries, or discrepancies in the documents provided.
There are many reasons that can delay the timeline, such as unsubmitted documents, a longer period to verify the applicant’s record, waiting for the medical examination, or the case being lodged during a high application season, such as the Fall intake. However, presenting legitimate financial statements, admission confirmation letters, and completing biometrics without fail should be a good way to handle delays. Most aspirants contact Study Abroad Consultants in Chennai to have their documents and applications well-managed and submitted properly, thus avoiding unnecessary delays in the process.
*INR figures are only indicative and subject to change depending on the exchange rates and the service providers.
How Global Degrees Consultancy Facilitates Canada Student Visa
Global Degrees Consultancy will provide you with all the necessary information if you are planning to apply for a Canada student visa, ensuring that each stage is conducted professionally and accurately. Experts from our team guide students in choosing the best Designated Learning Institution as per academic and eligibility criteria, promoting educational career from counselling to university selection and admission processing. We perform a careful review of academic records, financial documents, and supporting paperwork to identify the best match with updated 2026 immigration requirements.
Our team helps students with Statement of Purpose writing, Provincial Attestation Letter instructions, education loan preparations, and study permit submission through the IRCC portal. We also help students with biometric appointments, medical appointments, and track their application online to see the status and to avoid delays.
Once the visa is granted, Global Degrees offers pre-departure services such as travel planning, insurance support, accommodation guidance, and general settlement advice, thus helping students start their journey to Canada in a positive and clear-minded way.
FAQs for Cananda Student Visa
Secure admission from a DLI, obtain PAL, prepare finances, submit online application, complete biometrics, and medical.
Canada is still issuing study permits, but those who want them must first comply with the new 2026 financial and provincial requirements.
No fixed visa score, but most universities require an overall IELTS 6.0 to 6.5 minimum.
The length of your stay should not exceed the duration of your program plus an additional 90 days.
You must apply for an extension or PGWP before expiry to maintain legal status.
Global Degrees conducts document review, funds verification, and compliance assurance, and also provides a step-by-step guide for the complete visa submission process.